PROGRAMS

- VA home loans
- FHA home loans
- Jumbo Mortgages
- Lot loans
- 97% home loans
- 100% home loans
- 103% home loans
- Construction loans
- No Money Down
- Conventional

Conventional Loan Programs

• Fixed Rate Mortgages
• Adjusted Rate Mortgages (ARM)
• Standard ARMS and the Differences
• Introductory Rate ARM's
• Reverse Mortgages
• London Inter Bank Offered Rate (LIBOR)
• Balloon Mortgages
• Interest Rate Buydowns
• Cost of Funds Index (COFI)
• Graduated Payment Method (GPM)
• Choosing The Best Program